New Year's resolutions usually focus on food and fitness, but there's no reason they can't also address finances. And to actually follow through on them, financial experts say it takes little soul-searching.
"Financial resolutions have the greatest chance of succeeding if they're tied to your values, says Toronto-based chartered accountant and financial consultant Robin Taub. "Values are the things in your life that are most important to you, that you are willing to take a stand for. Some people value education, achievement, prestige, or wealth. Others value security, family, friendship, or adventure.